“RegTech” can be defined as the use of new technologies to solve regulatory and compliance requirements more effectively and efficiently. While RegTech solutions are already being applied by financial institutions, a deep analysis of the opportunities and segments of RegTech, with an increasing number startups listed as RegTech, has started only last year. In an uncertain macroeconomic and financial environment with tightened financial regulations and increased compliance costs, RegTech solutions are considered as an important contribution to profitability and efficiency, while improving compliance. Is the value of RegTech only connected to innovative solutions for compliance, data analytics, regulatory models or KYC? In my opinion, it can represent much more than a bunch of new solutions. It has the potential to bring incumbents, regulators and startups closer together and potentially start new ways of interactions as well as experiment early collaborations. The analysis of some innovative approaches of innovative regulators, such as FCA and MAS, can support us in identifying new possible ways to enable change and innovation in the organizations. This reminds me of a discussion started in a RegTech panel last June on what are the people implications of RegTech within financial institutions? Are there internal barriers to adopt? Is there cultural shift needed in financial institutions? Author: Claudia Chiaraluce Follow: @cchiaralux